For real estate investors who've outgrown the spreadsheet.

Now in early access

Underwrite Faster. Offer Smarter.

Verdict in minutes, not days Kill, Maybe, Pursue, or Strong Pursue — with the reasoning shown. Know if a deal deserves your time before you spend it.

Offer structure & LOI ready to send Three offer options every time — conventional, seller second, full seller financing. Draft LOI included. State-aware.

Every deal you screen makes the next one smarter Rocky remembers every property you’ve looked at. Patterns surface over time — markets you know, structures that worked, mistakes you made once. The longer you use Rocky, the sharper your edge gets. And that edge belongs to you.

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Who Rocky is for

Built in the field. Tested on real deals.

Rocky screens real estate deals in minutes, not days. For investors who want a fast verdict, better offer structures, and a remembered record of every deal they’ve screened.

Independent investors

You're screening residential rentals, small multifamily, mobile home parks, or commercial deals. You need a verdict fast and an offer structure you can defend. Rocky is your analyst, available 24 hours a day.

Active brokers

You’re managing multiple client deals simultaneously. Rocky screens faster, drafts LOIs, and builds seller outreach — so you can respond to a new listing before the broker who got there first has finished their coffee.

Small investment teams

Shared deal memory across your team. Everyone sees the same history, the same patterns, the same pipeline. One tool, one source of truth — no more deals falling through the cracks between inboxes.

What Rocky does

Everything you need before you make an offer.

Deal verdict

Kill, Maybe, Pursue, or Strong Pursue — with clear reasoning. Not a score. A judgment call, with the logic shown. Know in minutes whether a deal deserves your time — regardless of asset class.

Offer structure

Three options every time. Conventional, seller second, full seller financing. Structured to minimize capital out of pocket and give the seller a reason to say yes.

LOI drafting

State-aware, buyer names filled in, state-variable clauses flagged. Ready to send in minutes — not the morning after a late-night spreadsheet session.

Deal memory

Every deal you screen is stored and remembered. Rocky draws on that history every time you bring it something new — surfacing patterns, flagging markets you’ve already tested, catching the same red flags you’ve walked away from before. The longer you use Rocky, the sharper the read.

See it in action

A real deal. A real answer.

This is an actual Rocky screen — unedited. One message in. Two minutes later.

Screening

Offered

Under Contract

Closed

Dead / Passed

Rocky

paul

Scroll to read Rocky’s full response ↓

paul

Pineview Mobile Home Community — Stanly County, NC 42 sites total, 34 occupied (81% occupancy) Asking price: $875,000 Lot rent: $285/month average Homes: all tenant-owned Utilities: public water, private septic (park-owned, 6 tanks) Current NOI: ~$78,000/year (seller’s number, no financials yet) On market 87 days Owner: retired couple, owned 22 years, no debt Reason for sale: health, moving to be near family Seller open to financing discussion “if the buyer is serious” Located 8 miles outside Albemarle, NC No lot rent restrictions in county One vacant home on-site, seller will convey

Rocky

Pineview MHP, Stanly County NC — Initial Screen

Property Overview

Location: Pineview Mobile Home Community, 8 miles outside Albemarle
Total Sites: 42 · Occupied: 34 (81%) · Vacant: 8
Asking: $875,000 ($20,833/site) · 87 days on market
Ownership: 22 years, no debt, retired couple · Seller Financing: Open

The NOI Problem

Seller’s Claimed NOI: $78,000/year (8.9% cap)
Rocky’s Conservative Estimate: $49,479/year (5.7% cap)
Gap: $28,521/year — seller is likely self-managing and skipping reserves.

Cash Flow — Conventional Financing

Down: $218,750 (25%) · Loan: $656,250 @ 7.5%, 25yr

Current (81%): -$726/month Stabilized (100%): +$1,554/month · 8.5% CoC

MAYBE Leaning Pursue if seller will finance or negotiates price

3-Offer Structure

Option 1 — Fair Value
Offer: $725,000 · Down: $181,250 (25%) · Stabilized CF: +$2,383/mo

Option 2 — Seller Second
Offer: $800,000 · Down: $80,000 (10%) · Stabilized CF: +$1,464/mo

Option 3 — Full Seller Financing Recommended
Offer: $875,000 (asking) · Down: $87,500 (10%)
Seller carry: $787,500 @ 5.5%, interest-only 36mo
Day-one CF: +$512/month Stabilized: +$2,792/month

Rocky’s Gut

Watch: No financials · 87 DOM · 6 septic tanks · 8 vacants unexplained

Like: 22-year hold, no debt · Open to financing · $20.8k/site reasonable · Sellable size

Recommendation: Get financials first. If the $78k NOI holds up, push for seller financing at 5.5–6% IO/36mo at asking. If my numbers are right, offer $725k–$750k cash. Walk if they won’t share P&L — 87 days on market means you have leverage.

Want me to save this to your deal log, or wait until you get financials?

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One message in. Two minutes later. This is what Rocky does on every deal.

Why Rocky exists

Built out of necessity. Opened because it works.

Paul Novak

Builder of Rocky — Investor & NC Provisional Real Estate Broker — Pine & Ledger Capital

When my wife Jennifer and I relocated to North Carolina in October 2025, we had a clear goal: build a portfolio of investment properties across multiple asset classes. We knew the math, we understood the markets, and we had the conviction to move. What we didn’t have was speed. Evaluating a single deal — really evaluating it — took weeks. Collecting data, building the underwriting model, stress-testing the numbers, preparing an LOI we felt confident enough to actually send. By the time we got to an offer, we were either too late, too conservative, or both.

I’m not weak in math. I built our underwriting model from scratch in Excel — the same model Rocky uses today. But when there’s real money on the line and you’re simultaneously learning a new market, managing a growing family, and evaluating multiple deal types, Excel doesn’t give you a teammate. It gives you more things to second-guess. And the thing I really didn’t know — the thing costing us the most — was seller financing. I could model a DSCR loan in my sleep. But structuring a proper owner financing deal, understanding why it’s so powerful and when to push for it — that took a kind of confidence I hadn’t built yet.

So I built Rocky. Not a calculator — I already had those. A teammate, an auditor, and a deal partner. Something that could read a listing and tell me what was actually behind the pretty language. Reality-check my math, push back when I was being too conservative, and show me all three offer structures side by side so I could see exactly what I was leaving on the table before I made a move.

The difference has been significant. What used to take weeks now takes days. Within three days of feeding Rocky the first data on a property, we’ve been able to submit a confident LOI or walk away cleanly — on five properties so far. Our offers aren’t low anymore because we’re uncertain. They’re structured, grounded, and they reflect everything the deal actually supports. That’s what Rocky does. And if it’s doing that for us, I think it can do it for you.

Pricing

Simple tiers. No surprise costs.

Investor

$99/month

For individual investors screening deals across any asset class.

Deal verdict with full reasoning
Three-option offer structure
LOI drafting — state-aware
Deal memory & pipeline dashboard
Buy box configuration
Underwriter generation
14-day free trial

Join the waitlist

Underwrite Faster. Offer Smarter.

Built in the field. Tested on real deals.

Everything you need before you make an offer.

A real deal. A real answer.

Rocky remembers every deal you’ve ever screened.

Built out of necessity. Opened because it works.

Simple tiers. No surprise costs.

Rocky launches July 4, 2026.

Want early access?